Blog Post

Why Covering Liability In Construction is Essential

  • By Onsite Insurance
  • 23 Jul, 2018
Construction worker with a thumbs up

Construction sites can be extremely dangerous places, for both personnel and equipment, so it is essential that you carry insurance against every eventuality. One man made or natural disaster and you could find yourself responsible for very large compensation payments. Such an eventuality could have a devastating effect on your business, so it pays to be fully covered with contractors insurance and fortunately we are here to help. Being adequately covered today can be extremely complicated, with a very wide range of situations to be considered and multiple regulations to follow, to operate within the law. At Onsite Insurance, we aim to be the country’s most effective provider of the best insurance cover, whatever your needs and your project. We bring nearly fifty years of experience in the industry, so nobody knows it better.

Keeping it Simple and Understandable

Insurance can be very complicated, in what you are and aren’t covered for, and we realise you want something straightforward that is easy to understand. This is one of our top priorities, along with giving you the right policy for the right price. Our highly experienced team of construction insurance specialists are ready to help and guide you through the application process, so nothing is missed out or left to chance.

Public Liability Insurance

As you may already be aware, public liability Insurance is a legal requirement for every UK business. We understand that if a worker, or visitor to your site is injured or killed, you may find yourself with very large compensation payouts. We are happy to advise you on how to keep your site as safe as possible, but you can relax knowing that any problems that may arise will be covered. Some plant hire companies may insist on seeing your coverage, before allowing their vehicles onto your site, and we can provide all-inclusive policies that cover hired plant and machinery.

Employers Liability and Staff Welfare

As an employer it is a legal requirement that you have at least 5 Million Pounds worth of employers liability cover. While no one wants to see anybody get hurt, accidents do happen and aside from compliance with the law, you will undoubtedly want to ensure your workers are adequately covered. We pride ourselves on being one of the UK’s top providers of employment insurance, covering your full time, or contract workers.

Plant and Equipment Coverage

Regardless of whether the heavy machinery on site belongs to you, or is rented, you will want to keep it operating in top condition. Breakdowns or accidental damage can be very expensive and cause major delays to your project. Onsite Insurance can offer you comprehensive plant insurance policies, to protect you from disaster.

Onsite Insurance are an industry leader in providing all types of builders insurance. We can provide affordable cover and are ready to go the extra mile to keep costs down, leaving you with the peace of mind, knowing all eventualities are covered. We are professional, comprehensive, extremely competitive and ready to help you find the right cover at the right price.

Call us today on 01902 324194, or fill in the online form, and we will be happy to help.

By Onsite Insurance 23 Jul, 2018
If you are a business owner, especially in the construction industry, you should consider taking out various types of liability insurance with us to protect your business
By Onsite Insurance 23 Jul, 2018
Every business is unique in many respects, and regarding insurance, you need to ensure that you are covered for every eventuality.
By Onsite Insurance 13 Jun, 2018
Construction insurance is a necessity, with up to 64,000 people suffering an injury every year and theft of tools in the industry rising 30% last year alone.
By Onsite Insurance 13 Jun, 2018
No matter what kind of business you own in the UK, you are at risk of claims from the public.
By Onsite Insurance 13 Jun, 2018
Although public liability isn’t a legal requirement for most UK businesses, the fact remains that it’s a very powerful type of cover for any company that deals with the public
By Onsite Insurance 13 Jun, 2018
With buildings getting taller, there have become more and more reasons why people might need to work at height.
By Onsite Insurance 13 Jun, 2018
Employers’ liability insurance is mandatory in the UK, and nowhere is this more justified than in the building industry.
By OnSite Insurance 13 Jun, 2018
If your business comes into contact with the public, which includes customers and clients, you must have public liability insurance.
By OnSite Insurance 24 May, 2018
While tighter regulations have helped improve health and safety in the U.K. construction industry, the fact remains that builders are inherently subjected to a fair amount of risk.
By OnSite Insurance 24 May, 2018
Although every good builder will go to great lengths to ensure their work environment is as safe as it can be, unfortunately accidents can still occur
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