If you are a business owner,
especially in the construction industry, you should consider taking out various
types of liability insurance with us to protect your business. Therefore, to
make sure your business is protected, you should first understand the various
types of liability insurance which we provide whilst you should also consider
the benefits to both your employees and the members of the public. Indeed, it
should be noted that the various types of liability insurance are not legally
required if you operate a construction business. However, if the activities
conducted by your business could potentially interact with the general public,
then it is beneficial to take out the right kind of insurance with us which can
protect your business against any potential liabilities for damages or injuries
which could be caused on a construction site.
Types of coverage
Taking out liability
insurance with our company will cover your business for a variety of
eventualities and is especially important to prevent any claims by the general
public or employees for damages or injuries which happened as a direct result
of the activities of your business. Indeed, if you are looking for builders insurance to protect your
employees, then you should consider contacting
us online
for more advice.
When you need insurance
Actually, there is no legal
requirement for a business to take out any kind of public liability insurance.
However, if your business activities involve a number of different tasks,
especially involving any kind of building activities, then you should consider
taking out construction insurance
with our company to prevent any liabilities in the future. This is especially
important if your business conducts any of the following activities:
· construction work
in a public place
· building work at
a specific location
· receiving
visitors or deliveries on site
Furthermore, if your business
is covered by liability insurance, then you can rest assured that in the event
of any accidents or injuries occurring, then our insurance coverage for your business
will not result in you being liable for compensation.
Employer’s liability
In addition, you should also
consider whether you need employers
liability insurance as well as public
liability insurance to protect your business from any claims of
compensation by injured parties. You should also consider whether you need our contractors insurance which can also
protect your business in the event of a claim being made for damage or injury.
Choose how much liability
insurance you need
Lastly, determining how much
liability insurance your business should take out with us is another important
factor when considering the various options which we offer. Indeed, several
factors can influence the amount of liability insurance you need to take out
which include:
· the number of
employees as well as the size of your business
· the right level
of cover you need
· the amount of
public engagement
· the level of risk
in your business
It is common sense to make
sure that your business, employees and the general public are protected by
taking out various types of liability insurance. This is especially important should
any party make a claim against the company.
You can visit us at Church
Road, Lowcroft, Wombourne, Wolverhampton, West Midlands, WV5 9EZ or contact us online,
or
failing that, you can call us on 01902 324 194 during office hours for advice
about the various types of insurance which we offer and to make sure that your
business is covered to prevent any legal issues from occurring in the future.
