Employers' Liability

Employers' Liability Coverage
by OnSite Insurance

At Onsite Insurance, we can offer insurance packages for your employees that are tailored to your business. We serve the whole of the United Kingdom, from our base in Wombourne.

Secure Peace of Mind about Your Employees' Welfare

Even though obtaining employers' liability insurance is usually a legal requirement, the benefits of obtaining such cover extend beyond complying with the law. As an employer, you undoubtedly prioritise the safety of your employees above all else, but you can't prevent all accidents no matter what safety measures you have in place. If you want to ensure that your workers can get the compensation they deserve following an accident without harming your bottom line, you should purchase comprehensive employers' liability coverage.

At OnSite Insurance, we're one of the UK's leading providers of employment insurance, whether it's for your full-time staff or contract workers. Comply with the law, protect yourself against potentially costly damages and ensure your employees are protected by purchasing employers' liability insurance.
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Protection for your employees

  • Insurance cover for employees
  • Insurance cover when taking on self-employed workers as part of your team

Often it is an important requirement that you and your business has insurance cover not only for your own employees, but also for self-employed workers that you may add to your team, to get a job done. And without that insurance, it may be that you won't get paid. We can provide you with the cover you need.
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Accidents do happen no matter how much you try to protect your employees from injury or illness. You could face a compensation claim if a member of your staff has an injury or illness resulting from working for you. 
If you have employees, employer’s liability insurance is a legal requirement. You must have a minimum of £5 million cover.

Product liability insurance

Your business is legally responsible for any faulty product it designs, manufactures or supplies, which causes injury or illness to your employee and damage to property. This insurance covers the cost of compensation claims as a result of this damage. Discuss your needs today.

Why Is Employers’ Liability Insurance a Legal Requirement?

Even though ‘high-risk’ industries, such as construction, aren’t half as dangerous as they used to be thanks to modern safety laws and advanced tools and equipment, accidents can and still do happen. It only takes a momentary lapse in concentration for somebody to miss a hazard, and if the consequences include an injury, you may be liable to pay compensation. For that reason, it is a legal requirement for almost all companies to purchase employers’ liability insurance.

Some claims can run into the thousands of pounds, which your company would be liable to pay if it didn’t have employee compensation insurance. Plus, the last thing any employer wants is somebody else’s injury on their conscience. Instead of risking your company’s financial future and employees’ well-being, you can purchase employers’ liability coverage and secure peace of mind about both.

Why Trust OnSite Insurance

Besides our wealth of experience, proven expertise and exceptional customer service offering, many employers choose OnSite Insurance because:
  • We Prioritise Affordability
    We know that you have a bottom line to protect, which is why we aim to be the UK's most cost-effective provider of employment insurance.

  • We Offer Comprehensive Cover
    Despite our low prices, we offer comprehensive insurance packages that have you covered for just about any disaster.

  • We Guarantee Fast Response
    We're not an insurance provider that's difficult to contact when you need us the most – we're a company that's always on hand to assist.

  • We Serve All UK Employers
    Even though we're headquartered in Wombourne, we provide exceptional employers' liability coverage to all UK businesses.

  • We Provide a Range of Packages
    From sole trader liability to directors and officers liability insurance, we can do it all here at OnSite Insurance.

Learn More about Employers' Liability in the UK

At OnSite Insurance, we're the go-to provider of insurance packages for contractors, full-time builders, construction firms and employers, and we're fast becoming recognised as industry leaders. If you have any questions or want to discuss your free quote, don't hesitate to contact our dedicated and experienced professionals, alternatively, send an email to customerservice@onsiteinsurance.co.uk, and we'll get back to you right away.

Call us now on 01902 678 400
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